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For information on Index Methodologies™ or any of their products or capabilities, please contact:

INDEX METHODOLOGIES, LLC
3060 Peachtree Road, NE
Suite 225
Atlanta, GA 30305
info@indexmethodologies.com
866-318-7875

Disclaimer

Index Methodologies, LLC ("IM") owns all rights to the Lenwood Volatility Control Index™, including the index methodology that enables the Lenwood Volatility Control Index™. IM developed and maintains, and is solely responsible for, the methodology used by the Lenwood Volatility Control Index™. IM does not sponsor, endorse, promote or sell any annuity contract or investment product that provides or attempts to provide a return based on returns of the Lenwood Volatility Control Index™. Any decision to purchase such an annuity contract or an investment product should not be made in reliance on any statements set forth herein, but rather should only be made after carefully considering the risks detailed in the materials prepared by or on behalf of the issuer of such contract or product. "Lenwood Volatility Control Index™" and "Index Methodologies™" are trademarks of Index Methodologies, LLC.

Lenwood Volatility Control Index (the "Index") is the exclusive property of Index Methodologies, LLC, which has contracted with S&P Opco, LLC (a subsidiary of S&P Dow Jones Indices LLC) ("S&P Dow Jones Indices") to calculate and maintain the Index. S&P® is a registered trademark of Standard & Poor's Financial Services LLC ("SPFS"); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC ("Dow Jones"); and, these trademarks have been licensed to S&P Dow Jones Indices. "Calculated by S&P Dow Jones Indices" and its related stylized mark(s) have been licensed for use by [Customer]. Neither S&P Dow Jones Indices, SPFS, Dow Jones nor any of their affiliates sponsor and promote the Index and none shall be liable for any errors or omissions in calculating the Index.

Index Methodologies, LLC's Lenwood Volatility Control Index™ is not sponsored, endorsed, sold or promoted by S&P Dow Jones Indices, SPFS, Dow Jones or any of their affiliates (collectively, "S&P Dow Jones Indices Entities"). S&P Dow Jones Indices Entities do not make any representation or warranty, express or implied, to the owners of the Index Methodologies, LLC's Lenwood Volatility Control Index™ or any member of the public regarding the advisability of investing in securities generally or Index Methodologies, LLC's Lenwood Volatility Control Index™ particularly or the ability of the Index to track general market performance. S&P Dow Jones Indices Entities only relationship to Index Methodologies, LLC with respect to the Index is the licensing of certain trademarks, service marks and trade names of S&P Dow Jones Indices Entities and for the providing of calculation and maintenance services related to the Index. S&P Dow Jones Indices Entities are not responsible for and have not participated in the determination of the prices and amount of the Lenwood Volatility Control Index™ or the timing of the issuance or sale of the Lenwood Volatility Control Index™ or in the determination or calculation of the equation by which the Lenwood Volatility Control Index™ is to be converted into cash. S&P Dow Jones Indices Entities have no obligation or liability in connection with the administration, marketing or trading of the Lenwood Volatility Control Index™. S&P Dow Jones Indices LLC is not an investment advisor. Inclusion of a security within the Index is not a recommendation by S&P Dow Jones Indices Entities to buy, sell, or hold such security, nor is it considered to be investment advice.

S&P DOW JONES INDICES ENTITIES DO NOT GUARANTEE THE ADEQUACY, ACCURACY, TIMELINESS AND/OR THE COMPLETENESS OF THE INDEX OR ANY DATA RELATED THERETO OR ANY COMMUNICATION, INCLUDING BUT NOT LIMITED TO, ORAL OR WRITTEN COMMUNICATION (INCLUDING ELECTRONIC COMMUNICATIONS) WITH RESPECT THERETO. S&P DOW JONES INDICES ENTITIES SHALL NOT BE SUBJECT TO ANY DAMAGES OR LIABILITY FOR ANY ERRORS, OMISSIONS, OR DELAYS THEREIN. S&P DOW JONES INDICES ENTITIES MAKE NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIMS ALL WARRANTIES, OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE OR AS TO RESULTS TO BE OBTAINED BY Index Methodologies, LLC, OWNERS OF THE Lenwood Volatility Control Index™, OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE INDEX OR WITH RESPECT TO ANY DATA RELATED THERETO. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT WHATSOEVER SHALL S&P DOW JONES INDICES ENTITIES BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES INCLUDING BUT NOT LIMITED TO, LOSS OF PROFITS, TRADING LOSSES, LOST TIME OR GOODWILL, EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBLITY OF SUCH DAMAGES, WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE.